There are Alternatives to Bankruptcy for Avoiding Foreclosure
"Why not use Civil litigation to Challenge the Real Issues."

When Litigating, everything becomes a point of the negotiation discussion:
Principle Balance, Interest Rates and Payment Terms.

Foreclosure Forensics:"Fights Foreclosure, Equity Loss & Family Displacement"

Our Support Services:

  • Complete Document Examination
  • Transaction Audit & Analysis
  • Mortgage Note Ownership Investigation
  • Loan Pool Document and Transfer Examination
  • Lender's Right to Foreclose Analysis
  • Lender Fraud and Malpractice Research

Once we have answered the real questions, issues like Retaining Occupancy of the Home, The Loan Interest Rate, Reducing The Loan Amount, The Number of Monthly Payments Past Due and Fees are seen much differently.

  • Short Sale Settlement Demands
  • Loan Modification or Refinance Disputes
  • Deficiency & Tax Negotiation
  • Credit Restoration Demands
  • Investment Portfolio Structured Liquidation
  • Deed in Lieu of Foreclosure Negotiation

If any entity other than the true mortgage note holder initiates a foreclosure, that foreclosure is illegal. Regardless of your state, the true note owner who is foreclosing on a borrower must notify them. In addition, they are required to notify HUD prior to forclosing.